Ruby is Senior Manager of Tax, Trust & Estate at Schwab Charitable. She educates advisors and donors on tax and legal issues associated with complex gifts, and conducts the due diligence review of donated assets. Complementing her donor-advised fund knowledge is her two decades of charitable planning experience in both the nonprofit and financial services industries. She brings to her role expertise in planned giving, private foundations, wealth planning, and business exit strategies. Ruby holds a Bachelor of Arts from the University of California, Irvine and a Juris Doctor from the University of Washington School of Law. She is a member of the California and Washington state bars and the Minnesota Gift Planning Association.