Kathy Adams is a fee-based financial and insurance planner with Sagient, the MassMutual agency in Beverly Hills, and author of The Complete Estate Planning Guide, which has sold nearly 2 million copies. She works with business owners and families to define succession, retirement, and estate planning goals, integrating lifestyle and family considerations. Kathleen implements strategies ranging from simple to sophisticated insurance planning to support business buyouts, key person retention, and estate transfer objectives. She collaborates with clients’ financial, tax, and legal advisors to ensure coordinated, outcome-focused planning.