As a Merrill Financial Advisor and CEPA, I work with privately held business to help them prepare for major transitions, strengthen personal financial readiness, and plan for life beyond the business.

I'm not involved in negotiating deals. My focus is what happens after the deal closes - when the salary, distributions, and control of the business income disappear.

Most owners spend years building enterprise value. Very few build a clear plan to replace the income that business provides.

My work centers on five areas of transition readiness:

1. Translating business income into a sustainable personal "paycheck"

2. Stress-testing retirement cash flow before the sale

3. Tax-aware liquidity planning and capital deployment

4. Coordinating with clients' brokers, CPAs, and M&A advisors

5. Structuring long-term wealth for independence, not just net worth

The goal isn't just to sell well.

It's to exit with confidence - knowing the next chapter is financially secure.

If you're even a few years out from a potential sale and want to understand what your post-exit income really looks like, I'm happy to have a conversation.