Maryann Czarnota, CPA, MST, CFF, CVA, MAFF, CDFA, CEPA is Head of Corporate Strategy at Panacea Financial, bringing more than two decades of healthcare focused advisory experience to guide enterprise strategy, product direction, and institutional decision making for physicians and dentists. A recognized leader in the healthcare industry, Maryann previously served as a Partner at a top accounting firm and was a Managing Director in the Tax & Business Services Division, as well as a member of the firm’s National Healthcare Group. Throughout her career in public accounting, she developed deep expertise working exclusively with medical and dental professionals, providing comprehensive services including accounting and tax planning, business valuations, compensation modeling and structuring, and strategic consulting around mergers and acquisitions, practice expansion, and physician buy ins and buy outs. In her role at Panacea Financial, Maryann leverages this hands on experience and intimate understanding of medical and dental practice operations, financial structures, and the real world challenges facing clinicians. She plays a key role in informing corporate strategy, guiding product innovation, and supporting institutional and long term decision making—all with the goal of improving financial outcomes for doctors and dentists. Maryann holds numerous professional certifications, including Certified Public Accountant (CPA), Certified Valuation Analyst (CVA), Certified in Financial Forensics (CFF), Certified Forensic Financial Analyst (CFFA), Certified Divorce Financial Analyst (CDFA), Certified Exit Planning Advisor (CEPA), and Master Analyst in Financial Forensics (MAFF).